EI Earnings Insight Lab
Citigroup Inc.

Citigroup Inc. FY 2025 Earnings Analysis

Reported on 2026-02-20 / Fiscal Year FY 2025
Revenue Down YoY EPS Up YoY Mixed Year
Citigroup Inc. faced a challenging FY 2025, with pressure on both growth and profitability.

Revenue declined 1.4% year over year. Citigroup Inc. also posted year-over-year earnings growth, reinforcing a more resilient operating profile.

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Source: Company filings / processed earnings data
Revenue
$168.3B
YoY: -1.4088%
QoQ: N/A
Net Income
$14.3B
YoY: 12.5059%
QoQ: N/A
EPS (Diluted)
$6.99
YoY: 17.48%
Net Margin
8.5%
YoY: 1.05 pts
QoQ: N/A
Gross Margin
44.6%
Operating Margin
11.8%
Growth

Revenue trend

Revenue trend remains stable.

Profitability

Margin and earnings quality

Profitability was broadly stable.

Investor Focus

What matters next

Investors will continue watching execution quality.

Revenue & YoY Growth

Annual

Revenue trend and year-over-year growth across recent reported annual periods.

Net Income & Net Margin

Annual

Net income and net margin trend over recent reported annual periods.

Revenue Analysis

Citigroup Inc. reported $168.3B in revenue for FY 2025, down 1.4% YoY. The year-over-year decline indicates ongoing pressure on topline performance.

Revenue Snapshot
Current Fiscal Year $168.3B
Previous Fiscal Year $170.7B
YoY Change -1.4%

Profitability Analysis

Net income came in at $14.3B, up 12.5% YoY. Net margin was 8.5%. Sequential margin improvement suggests stronger operating discipline despite a mixed revenue environment.

Profitability Snapshot
Net Income $14.3B
EPS $6.99
Net Margin 8.5%
YoY Margin Change +1.1 pts

Frequently Asked Questions

Quick factual answers for this report. Need the why behind them? Ask the report assistant.

What was Citigroup Inc.'s revenue in FY 2025?

Citigroup Inc. reported revenue of $168.3B in FY 2025.

What was Citigroup Inc.'s net income in FY 2025?

Citigroup Inc. reported net income of $14.3B in FY 2025.

How did Citigroup Inc.'s revenue change year over year?

Citigroup Inc.'s revenue decreased by 1.4% year over year in FY 2025.

What was Citigroup Inc.'s net margin in FY 2025?

Citigroup Inc.'s net margin was 8.5% in FY 2025.

Related
Citigroup Inc. FY 2024 Earnings

Compare this fiscal year with the previous annual earnings report.

Related
Citigroup Inc. Company Overview

Explore company profile, industry, and historical context.

Related
Citigroup Inc. Revenue & Profit Trends

View more quarterly financial trend pages for this company.

Data Source & Methodology

Financial data is sourced from company filings and internal processed earnings data.

YoY and QoQ values are derived from reported quarterly figures when not directly available.

This page is for informational purposes only and does not constitute investment advice.

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