Citigroup Inc. Q4 2025 Earnings Analysis
Revenue declined 0.1% year over year and fell 6.8% sequentially. Margins weakened from the previous quarter, indicating ongoing pressure on profitability. Year-over-year earnings remained under pressure, showing that the recovery in profitability is still incomplete.
Revenue trend
Revenue pressure continues, indicating softer demand or pricing headwinds.
Margin and earnings quality
Margins deteriorated from last quarter, indicating weaker profit conversion.
What matters next
Investor focus is likely to remain on whether management can restore earnings momentum over coming quarters.
Revenue & YoY Growth
QuarterlyRevenue trend and year-over-year growth across recent reported quarterly periods.
Net Income & Net Margin
QuarterlyNet income and net margin trend over recent reported quarterly periods.
Revenue Analysis
Citigroup Inc. reported $40.9B in revenue for Q4 2025, down 0.1% YoY and down 6.8% QoQ. The year-over-year decline indicates ongoing pressure on topline performance.
Profitability Analysis
Net income came in at $2.4B, down 14.8% YoY and down 35.2% QoQ. Net margin was 6%. Sequential margin deterioration suggests profitability remains under pressure.
Frequently Asked Questions
Quick factual answers for this report. Need the why behind them? Ask the report assistant.
What was Citigroup Inc.'s revenue in Q4 2025?
Citigroup Inc. reported revenue of $40.9B in Q4 2025.
What was Citigroup Inc.'s net income in Q4 2025?
Citigroup Inc. reported net income of $2.4B in Q4 2025.
How did Citigroup Inc.'s revenue change year over year?
Citigroup Inc.'s revenue decreased by 0.1% year over year in Q4 2025.
What was Citigroup Inc.'s net margin in Q4 2025?
Citigroup Inc.'s net margin was 6% in Q4 2025.
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Data Source & Methodology
Financial data is sourced from company filings and internal processed earnings data.
YoY and QoQ values are derived from reported quarterly figures when not directly available.
This page is for informational purposes only and does not constitute investment advice.
