EI Earnings Insight Lab
Visa, Inc

Visa, Inc Q4 2025 Earnings Analysis

Reported on 2025-11-06 / Fiscal Quarter Q4 2025
Revenue Up YoY EPS Below Prior Year Mixed Quarter
Visa, Inc reported Q4 2025 results with relatively stable operating performance.

Revenue grew 11.5% year over year. Year-over-year earnings remained under pressure, showing that the recovery in profitability is still incomplete.

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Source: Company filings / processed earnings data
Revenue
$10.7B
YoY: 11.5109%
QoQ: N/A
Net Income
$5.1B
YoY: -4.2873%
QoQ: N/A
EPS (Diluted)
$2.62
YoY: -1.13%
Net Margin
47.5%
YoY: -7.83 pts
QoQ: N/A
Gross Margin
81.5%
Operating Margin
57.3%
Growth

Revenue trend

Revenue trend remains stable.

Profitability

Margin and earnings quality

Profitability was broadly stable.

Investor Focus

What matters next

Investor focus is likely to remain on whether management can restore earnings momentum over coming quarters.

Revenue & YoY Growth

Quarterly

Revenue trend and year-over-year growth across recent reported quarterly periods.

Net Income & Net Margin

Quarterly

Net income and net margin trend over recent reported quarterly periods.

Revenue Analysis

Visa, Inc reported $10.7B in revenue for Q4 2025, up 11.5% YoY. Positive year-over-year growth suggests healthier revenue momentum.

Revenue Snapshot
Current Quarter $10.7B
Previous Quarter N/A
Same Quarter Last Year $9.6B
YoY Change +11.5%
QoQ Change N/A

Profitability Analysis

Net income came in at $5.1B, down 4.3% YoY. Net margin was 47.5%.

Profitability Snapshot
Net Income $5.1B
EPS $2.62
Net Margin 47.5%
QoQ Margin Change N/A

Frequently Asked Questions

Quick factual answers for this report. Need the why behind them? Ask the report assistant.

What was Visa, Inc's revenue in Q4 2025?

Visa, Inc reported revenue of $10.7B in Q4 2025.

What was Visa, Inc's net income in Q4 2025?

Visa, Inc reported net income of $5.1B in Q4 2025.

How did Visa, Inc's revenue change year over year?

Visa, Inc's revenue increased by 11.5% year over year in Q4 2025.

What was Visa, Inc's net margin in Q4 2025?

Visa, Inc's net margin was 47.5% in Q4 2025.

Related
Visa, Inc Q3 2025 Earnings

Compare this quarter with the previous earnings report.

Related
Visa, Inc Company Overview

Explore company profile, industry, and historical context.

Related
Visa, Inc Revenue & Profit Trends

View more quarterly financial trend pages for this company.

Data Source & Methodology

Financial data is sourced from company filings and internal processed earnings data.

YoY and QoQ values are derived from reported quarterly figures when not directly available.

This page is for informational purposes only and does not constitute investment advice.

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